Savings Accounts
Choose the Savings Account that best suits your needs.
Member Savings Account
The WCCCU savings account unlocks the door to all the benefits of membership. You can become a member with a minimum of $90.00 With a savings account, members become eligible for dividends on their shares each year and members can gain access to the large variety of loans and other products and services offered by the society. A member holding such an account can use the money on this account as collateral for a loan.
Junior Savers Account
A junior Savers Account can be opened by parents and guardians for infants and children under 15 years of age. This account was designed, with children who are desiring to save their pocket change- as little as it may be, in mind. No withdrawals can be made from this account until the child has reached the age of 15. This encourages children to save from an early age and thus disciplining them in money spending. At that age, the account will then be transferred to a savings account. A Junior Savings account can be opened with as little as $20.00.
Deposit Account
Deposit accounts are available and can be used to manage your money used for incidentals like monthly bill payments and other expenses, or to save for a special purpose such as vehicle repairs, education, vacation, e.t.c… Opening a deposit account is quite easy and affordable. A member can have various deposit accounts running concurrent with each other or a savings account. A Deposit account can be opened with as little as $20.00
Christmas Savings Account
Members are encouraged to save for the upcoming Christmas season. With or without planning, funds never seem to be enough, during the Christmas season. With our Christmas Club account, you are encouraged to save from January 1st to November 30th without being able to withdraw until December 1st to Dec 31st. This enables members to have the much desired funds for all of their Christmas expenses. All accounts must be zeroed out, by December 31st of each year.