Savings
West Coast Co-operative Credit Union offers a variety of savings services for our members.
Christmas Club Deposit
With the Christmas Club Deposit members are encouraged to save for the upcoming Christmas season
Fixed Deposits
Invest in a fixed deposit and earn much more on money you don’t need to keep on hand.
Junior Savers Deposit Account
The Member Share Capital represents the shares/equity that members will own in the WCCCU.
Member Share Capital
The Member Share Capital represents the shares/equity that members will own in the WCCCU.
Loans
West Coast Co-operative Credit Union offers a variety of loan services for our members.
Cash Secured Loans
This type of loan is given to a member whose requirements are within his savings amount. Loans up to 90% of the savings will be approved.
Character Loan
This loan is given to members based on their character (i.e. credibility of the member with the society and community).
Easi Max Loan
Easi Max 5000 is a secured short-term cash advance that allows members to meet their short term cash flow dilemma.
Holiday Loan
Loans designed to help you get the most of your holiday season.
Members Overseas Loan
Members of the WCCCU residing overseas can now apply for loans too.
Mortgages
Building or buying a home is one of the most important and exciting decisions and is one of your biggest investments.
Debt Consolidation Loan
Get out from the burden of small scattered loans with high interest rates and let us take care of you.
Education Loan
Apply for the loan yourself if you have regular income during the period of study or have a family member take the loan and meet the monthly repayment installment for you.
Furniture and Appliance Loan
Our Quick Purchase Loan was especially designed for members with
existing loans who desire a loan to purchase appliances and/or
furniture.
Home Improvement Loan
WCCCU enables you to make more space for your growing family and increase the value of your home.
Medical Loan
WCCCU cares! Especially in times like these we will take care of you!
Motor Vehicle Loan
Favourable loans for purchasing a new or pre-owned vehicle.
Real Estate Loan
The WCCCU allows members to own their land at a low monthly rate. Members are given easy and manageable repayment periods.
Travel and Vacation Loan
Thinking of getting away? Need a break from the daily routine? Take a Vacation Loan at the WCCCU.
Agricultural Loan
WCCCU always has the farmers in mind. That is why the FARM Plus was developed to assist farmers in further development of their farms.
Business Development Loan
Our business development loans are used by members to breed employment and generate income, thus providing for the general public in terms of goods and services and employment.
Water Tank 4000 Loan
The WCCCU is now offering unsecured “Water Tank” Loans. We know water is essential to our everyday lives and it is our business to bring additional relief to our members since TS Erika. .